Let's say I also got
nuffnang cheque... yahoo.... not bad.
Who wants new pair of shoes?
What do you do when you receive a cheque from Nuffnang?
1) Write a blog
to brag about it.
2) Post it at http://innit.nuffnang.com/ to
show off and generate some
fame nang for yourself.
3) Goto the nearest bank or cheque deposit machine.
4) blah blah blah
5) Damm bored now. Who got time to do these..!
STOP all these! I no need to go to the bank!
How??
Here is the solution....
HSBC is now doing a test. This test is so special that only the top top top brass from HSBC (your friend working there as a relationship manager also does not have access to this information!) in Malaysia and Singapore knew about this! I will tell you later how you can get this device.
They will bring the cheque deposit counter to your at home... or where ever you are and install it for you. This new system needs an internet line, a computer and devices from them. No joke. Simple only.
You need not be rich... as long as you have a cheque to deposit, they will entertain you. You know, you are their
guinea pig pioneer customer using this device. They let you try this for 100 days. I just got mine a few days ago. Trying to keep quiet, but I can't ever since I got the Nuffnang cheque.. I want to share this info with fellow Nuffnangers.
There is a
catch. You need to fill up a 100 pages report after the testing period. This report will determine if HSBC will bring it into the Malaysian/Singaporean market. Personally, I think this will be a success... with the trafic jam here and there, and lately thunderstorm, who wants to go out just to bank in a cheque, right?
Yes, you can now deposit cheques electronically without ever going to the bank. Now that is what I call an international bank. High class. Damm efficient and innovative. They can read the minds of their customer, and I just got lucky to test this!
You just need this:
You also need this security device:
This is the special security login device. Every authorised depositor will be given one.
After the login, (the bank advise me that this is confidential, and I got signed a Non-Disclosure Agreement, so I cannot tell what is the process...) you just scan your cheque. Just like that.
- Both sides of each check are scanned in one pass
- A detailed report appears on your computer screen
- Software reads both written and numerical amounts
- Your check if you need to make ammendments. (you know OCR never 100% correct)
- When you are happy, click of a button and the images are transmitted to HSBC
- Deposit confirmation notice is sent back to you via the system
With this new system
you can:
- Save time and Reduce Costs – No need to go to the bank, just switch on your computer and deposit the cheque using the Remote Deposit Capture... just that. No need to fill up any deposit slips. No pen also never mind!
- Improve your cash flow – Cheque deposited will be credited within the same day, provided you deposit it before 9:00pm.
- Benefit from more Convenience – Make deposits 24/7/365 from the security and comfort of your home. No need to queue or stuck in the stupid traffic jam. No need to find car park. No transport also never mind! So that you have more time to
surf porn blog.
- Access to your Check Images – Printable and Savable Images of your Deposited Checks and any Returned Checks at your fingertips for 7 years through real-time retrieval of images.
- Reduce errors – Remote Deposit Capture optical character recognition technology (OCR) utilizes both courtesy amount recognition (CAR) and legal amount recognition (LAR) from checks and validates deposit balances, reducing (and not eliminating) keying errors and the need to input check amounts. So simple, even a dungu also can do it.
According to the bank, the above may changes when they implement it in Malaysia/Singapore.
The future of banking 
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